process 1 small title 1

Choose your program. Are you purchasing? Refinancing? Need cash out to pay off bills or do some home improvements. Cruise our programs to see which is best for you. See our loan options.

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process 2 small contact us

Contact us. You can fill out a quick application online, chat or call one of our loan architects at
1-866-330-4411. Whichever is more comfortable for you.

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process 3 small paystubs

We will send you a list of the few documents we’ll need. All you will need to do is gather them and send them to us. All we generally need is simple stuff like W-2s, paystubs, tax bills etc.

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process 4 small appraisal

We’ll have an appraiser contact you to set up a time to visit and evaluate your home.

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process 5 small title

Sit back. That’s right…just relax and let us process and approve your loan. We may have a question or two but your work is pretty much done. So grab a chaise and sip a cold beverage, we’ve got you covered.

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process 6 small signature

Now that your loan is approved we’ll send a closing agent to your home or wherever you prefer to do the signing. All you have to do is show up…we will provide the pen and plenty of paper.

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process 7 small semper way

The cruise is over. Now you can rest easy knowing that your home is secure and that you have accomplished what you set out to do. No stress. No Hassle. No Nonsense. THAT’S the Semper Way!

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apply

Start your application here using one of our secure online applications and start on the path to your savings!

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