January 29, 2025
High mortgage rates might have you feeling like homeownership is out of reach, but here’s the good news: it’s still a great time to buy. Why? Because buydown programs offer creative ways to lower your...
January 23, 2025
Have you been dreaming of buying a home but struggling to save for a down payment? You’re not alone, and we’re here to help. At Semper Home Loans, we believe that your dream home shouldn’t...
January 8, 2025
Buying a home can feel challenging if you don’t meet the typical lender requirements. Maybe you’ve been self-employed for years, or your credit score isn’t where you’d like it to be. You might even have...
December 31, 2024
As we say goodbye to 2024 and get ready to welcome a brand-new year, we’ve got some exciting news for homeowners and future buyers: the conforming loan limits for 2025 have been announced! These changes,...
November 17, 2020
There are a lot of options out there for mortgages, and what type you should apply for depends on a lot of unique factors. The typical split in mortgage programs is between whether they offer...
May 16, 2019
Student loan debt is one of the top reasons Millennials struggle to purchase their first home. This debt affects whether you can move out of mom’s basement in your 20s or if you will be...
December 3, 2018
What is a rate lock? A rate lock is the action of locking in, or reserving, an interest rate for a home loan. Locking in your interest rate guarantees the agreed upon rate under the...
August 27, 2018
It can definitely pay to be the boss. For many out there, being self-employed has some serious perks. You can set your own hours, open the door to unlimited income potential, and follow your passion....
July 30, 2018
Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get. 1. How can I get a good rate? Our originators will try our...
July 12, 2018
A lot of people are unsure about the home buying process because they don’t know what to expect. That’s where we come in, we’ll walk you through each step of the home-buying process. To start...
December 18, 2017
Sometimes it’s hard to know where to start when considering buying a home. Applying and gathering the proper documents needed can seem a little daunting at first but we’re dedicated to making the process as...