Smiling woman wearing an apron standing confidently in front of a glass door with an 'OPEN' sign. Text on the image reads: 'Unconventional? Perfect! Non-QM Solutions That Work For You.' Semper Home Loans logo and tagline 'Smarter. Faster. Easier.' with NMLS# 1053

Non-QM: Creative Financing for Unique Situations

Buying a home can feel challenging if you don’t meet the typical lender requirements. Maybe you’ve been self-employed for years, or your credit score isn’t where you’d like it to be. You might even have...

Your Interest Rate Lock Questions Answered

What is a rate lock? A rate lock is the action of locking in, or reserving, an interest rate for a home loan. Locking in your interest rate guarantees the agreed upon rate under the...

5 Tips for self-employed home buyers

It can definitely pay to be the boss. For many out there, being self-employed has some serious perks. You can set your own hours, open the door to unlimited income potential, and follow your passion....

10 Most Common Mortgage Questions

Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get.   1. How can I get a good rate? Our originators will try our...

home buyer consultation

Important questions during a home buyer consultation

A lot of people are unsure about the home buying process because they don’t know what to expect. That’s where we come in, we’ll walk you through each step of the home-buying process. To start...

What you need to apply – Semper Home Loans

What You’ll Need to Apply For a Home Loan

Sometimes it’s hard to know where to start when considering buying a home. Applying and gathering the proper documents needed can seem a little daunting at first but we’re dedicated to making the process as...