March 14, 2025
Big news! Mortgage rates are dropping, and tons of people are jumping in to take advantage. According to the Mortgage Bankers Association (MBA), mortgage applications shot up by 11.2% last week. Refinancing applications saw an...
February 13, 2025
Many Americans are currently facing unprecedented levels of debt, particularly with credit cards. If you’re finding it challenging to manage your monthly payments, you’re not alone. However, if you own a home, there’s a potential...
January 29, 2025
High mortgage rates might have you feeling like homeownership is out of reach, but here’s the good news: it’s still a great time to buy. Why? Because buydown programs offer creative ways to lower your...
December 3, 2018
What is a rate lock? A rate lock is the action of locking in, or reserving, an interest rate for a home loan. Locking in your interest rate guarantees the agreed upon rate under the...