Get Home Easier

Cruise through our simplified process on your way to your new dream home

The Process

Smarter, Easier, and Faster.

<a href="">Fill Out The Application</a>

Step 1

Fill Out The Application

  • Fill Out Application
  • Upload Necessary Documents
  • We'll Process Your Information
<a href="">Get Pre-Approved</a>

Step 2

Get Pre-Approved

  • Get Pre-Approved
  • Go Find Your New Home!
  • Make An Offer
<a href="">Processing, Processing</a>

Step 3

Processing, Processing

  • Final Review
  • Final Underwriting
  • Welcome Home!
<a href="">Closing</a>

Srep 4


  • Final Review
  • Final Underwriting
  • Welcome Home!

What are you waiting for?

Loan Type
Easier Qualification
Loan Flexibility
Rate Security
Lower Equity / Money Down

CalculatorsiUse the sliders or click on the numbers below to edit your information.

How Much Can I Borrow?

Augusta Grescowle headshot

About Augusta Grescowle

As a loan officer starting in early 2018 I have experience originating loans as well as being a part of the processing team, which gives me advanced knowledge on the inner working of each type of loan Semper has to offer. In my spare time I enjoy working with the Downtown Business Association of Westerly and practicing as the head of a networking group of young business professionals in the area. I found a passion in guiding people to make one of the largest financial decisions of a lifetime.



14 High Street, Westerly, RI, 02891

Questions? Search our online library.

Buying or refinancing a home isn’t always a simple process. That’s why we created a resources library to make every step as understandable as possible.

Download this free content.

We offer many standard and unique benefits for our branch managers.


2017 Housing Market Predictions Infographic


What our branch managers are saying.

Len Peeters

I am in my 33rd year in the mortgage business. What I found with Semper Home Loans was something I didn’t find at any other mortgage company. I feel part of a successful team. Everyone in the company works hard to get my deals to closing. They are all friendly and do what they can to make my job easier. My reputation in the local real estate community is excellent due to being able to approve most of my loans and to close on time if not earlier. I feel fortunate that I was able to find Semper Home Loans. I’ll be here until the day that I retire.

Len Peeters Branch Manager

John Gibbons

All of our underwriting occurs right here. We can go right to the underwriter. When you’re a broker, you have to pick what lender it’s going to be and then you are not talking to those underwriters. If we need to do something here, there aren’t those layers in between.

John Gibbons Branch Manager