Get Home Easier

Cruise through our simplified process on your way to your new dream home


<a href="https://semperhomeloans.com/applications/process/">Fill Out The Application</a>

Step 1

Fill Out The Application

  • Fill Out Application
  • Upload Necessary Documents
  • We'll Process Your Information
<a href="https://semperhomeloans.com/applications/process/">Get Pre-Approved</a>

Step 2

Get Pre-Approved

  • Get Pre-Approved
  • Go Find Your New Home!
  • Make An Offer
<a href="https://semperhomeloans.com/applications/process/">Processing, Processing</a>

Step 3

Processing, Processing

  • Underwriting
  • Appraisals
  • Approved with Conditions
<a href="https://semperhomeloans.com/applications/process/">Closing</a>

Step 4

Closing

  • Final Review
  • Final Underwriting
  • Welcome Home!

What are you waiting for?

Loan Type
Easier Qualification
Loan Flexibility
Rate Security
Lower Equity / Money Down

CalculatorsiUse the sliders or click on the numbers below to edit your information.

How Much Can I Borrow?

John Castore headshot

About John Castore

Contact

401-255-3314

Questions? Search our online library.

Buying or refinancing a home isn’t always a simple process. That’s why we created a resources library to make every step as understandable as possible.

Download this free content.

We offer many standard and unique benefits for our branch managers.

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2017 Housing Market Predictions Infographic


Testimonials

What our branch managers are saying.

Len Peeters

I am in my 33rd year in the mortgage business. What I found with Semper Home Loans was something I didn’t find at any other mortgage company. I feel part of a successful team. Everyone in the company works hard to get my deals to closing. They are all friendly and do what they can to make my job easier. My reputation in the local real estate community is excellent due to being able to approve most of my loans and to close on time if not earlier. I feel fortunate that I was able to find Semper Home Loans. I’ll be here until the day that I retire.


Len Peeters Branch Manager

John Gibbons

All of our underwriting occurs right here. We can go right to the underwriter. When you’re a broker, you have to pick what lender it’s going to be and then you are not talking to those underwriters. If we need to do something here, there aren’t those layers in between.


John Gibbons Branch Manager