$0 down payment for purchase loans
%100 Cash out refinance options
No Monthly mortgage insurance premium
Lower average interest rates
A VA loan is a mortgage loan offered to qualifying military personnel, servicemembers, veterans, and eligible surviving spouses by private lenders, and guaranteed by the U.S. Department of Veteran Affairs, in an effort to help qualifying individuals receive favorable terms on a home loan and become homeowners.
VA Loans have specific qualifications based on your time and type of service, but it is generally considered for active military personnel, veterans who served at least 90 days, Selected Reserve and National Guard personnel, or the spouse of a service member.
A document that details your military service history as well as your terms of separation if you are no longer in active duty. If you’ve misplaced or can’t find your DD-214 another copy can be ordered from National Personnel Records Center.
If you are an active duty service member, you will need to provide a Statement of Service on official letterhead. This document includes service start date and is signed by a senior officer or assistant. It should also include your full name, social security number, and date of birth; Branch of service and rank; Last discharge and type of discharge; and, for reservists, a note addressing whether you’re an active reservist or currently in inactive status.
The COE is evidence that you are eligible for a VA Loan and that you meet the minimum VA standards. To get your Certificate of Eligibility you can either file a 26-1880 form with the VA personally or let us help you! We can access your COE in minutes and it won’t cost you a dime.
Semper Home Loans is a VA approved lender and can help you figure out if you qualify for a VA Home loan. These loans can be used for purchase, new construction, or refinance. Interested in a free quote?
Have any questions? Give us a call : 866-852-1262
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. We may share customer information with our trusted affiliates to assist you with your VA Home Loan. For questions regarding our mortgage loan originators and their licensing may visit the Nationwide Mortgage Licensing System and Directory. This is not a commitment to lend. Offers may change or expire at any time. These non-binding quotes are not official Loan Estimates as contemplated by Regulation Z. Interest is only one of the costs you will pay when getting a mortgage. The data displayed in the rate table do not take into consideration your personal financial situation, verified credit score, income, existing debt, or other factors. Your final quote, rates, fees, and monthly mortgage payment may vary.