We'll get you from start to finish faster than ever.

Well, maybe not in a literal sense, but it’s close! We can almost catch a whiff of that new home smell. Remember, starting is always the hardest part, we made the rest easy.

Here’s how it all works.

  • Fill Out Application

    Fill Out Application

    Fill out our simple and streamlined application. We only ask the important questions. We want to get you in and out as quickly and efficiently as possible.

  • Upload Documents

    Upload Documents

    Once you’ve filled out the application, it’s time to upload the documents. This is how we verify all of your income and assets. We’ll only ask you for the necessary documents to get you pre-approved and on your way to finding your new home.

  • You’re Pre Approved!

    You’re Pre Approved!

    This is where you really get going. We’ll start looking at your documents and let you know the range of how much you can borrow. Once you have that pre-approval notice in hand, you can start looking for the right houses!

  • Purchase & Sales Agreement

    Purchase & Sales Agreement

    Your feet feel like they’ve walked through every house in town and you have finally found one that fits your budget and contains most of your must-haves. It is time to make an offer!

  • Upfront Underwriting

    Upfront Underwriting

    This step helps you get to closing faster! You will be reviewed by an actual FHA underwriter before going into contract.  We’ll check out all of your financials and make sure you’re getting the right loan for you. This also allows you to resolve all conditions early on so that when you do get an offer accepted you can close quickly by having only property related conditions remaining (appraisal, title report, secure home insurance)

  • Appraisal

    Appraisal

    Next, you need an appraisal on the home. You’ll need an estimate of your property’s value based on location, condition and recent sales of similar homes in the surrounding area.

  • Processing

    Processing

    Time to process. Our processors will get everything organized and in order for final approval. This is where you can start to feel the excitement!

  • Approval

    Approval

    Final decision time! Our underwriters will take one last look to ensure that everything is in order and the loan is right for your financial background. We want to get you approved so you can plan your closing!

  • Closing!

    Closing!

    This is the day you’ve been waiting for! And before you know it, the mortgage deed and loan documents are signed sealed and delivered. Finally, you are home faster!

Get Started!