Everything you need to know about interest rate locks

Your Interest Rate Lock Questions Answered

What is a rate lock? A rate lock is the action of locking in, or reserving, an interest rate for a home loan. Locking in your interest rate guarantees the agreed upon rate under the...

Common Home Buying Myths

3 Most Common Home Buying Myths

At Semper we talk to a lot of people about home buying. And sometimes, we hear some things that surprise us. There are a lot of myths floating around about home buying so it’s important...

Blog Tricks and Tips New Home

5 Tips to make moving in to your new home easier

Over the years we’ve helped many home owners get into their new homes faster and easier. We’ve learned some tips and tricks along the way for helping home buyers start out on the right foot...

Self employed? How to improve your approval odds

5 Tips for self-employed home buyers

It can definitely pay to be the boss. For many out there, being self-employed has some serious perks. You can set your own hours, open the door to unlimited income potential, and follow your passion....

What is a Purchase and Sales Agreement?

Purchase and Sales Agreement

Buyers and Sellers sign a Purchase and Sales Agreement, or P&S, after an offer has been accepted on a home and a mutual agreement has been reached. A P&S includes the final sale price as well as the...

Car and House

Secrets to buying a home in a hurry

Many people think buying a home is a long and drawn out process. Really though, if done right, home buying could take as little as 30-60 days. Check out our secrets on buying a home...

10 Most Common Mortgage Questions

Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get.   1. How can I get a good rate? Our originators will try our...

home buyer consultation

Important questions during a home buyer consultation

A lot of people are unsure about the home buying process because they don’t know what to expect. That’s where we come in, we’ll walk you through each step of the home-buying process. To start...