Who Can Qualify for a VA Loan?

A VA loan is a mortgage option for all Veterans, Active Military, Service Members, Reserve Members, and select Military Spouses. Semper Home Loans has successfully completed thousands of VA loans. The VA Home loan was...

Semper Celebrates Teachers

Teachers are the cornerstone of society and are often underrated, under paid and under-appreciated. Teachers are forming the doctors, scientists, writers, and business owners of tomorrow. From kindergarten through high school, we all remember the...

It’s a bit of a Fixer-Upper

If you’re ready to take on a fixer-upper, go over to the Semper FHA Loan section for more information & get set up with a loan officer today.

Your Interest Rate Lock Questions Answered

What is a rate lock? A rate lock is the action of locking in, or reserving, an interest rate for a home loan. Locking in your interest rate guarantees the agreed upon rate under the...

3 Most Common Home Buying Myths

At Semper we talk to a lot of people about home buying. And sometimes, we hear some things that surprise us. There are a lot of myths floating around about home buying so it’s important...

5 Tips to make moving in to your new home easier

Over the years we’ve helped many home owners get into their new homes faster and easier. We’ve learned some tips and tricks along the way for helping home buyers start out on the right foot...

5 Tips for self-employed home buyers

It can definitely pay to be the boss. For many out there, being self-employed has some serious perks. You can set your own hours, open the door to unlimited income potential, and follow your passion....

Purchase and Sales Agreement

Buyers and Sellers sign a Purchase and Sales Agreement, or P&S, after an offer has been accepted on a home and a mutual agreement has been reached. A P&S includes the final sale price as well as the...