VA Loans: What you need to know

Happy Memorial Day! This weekend is all about honoring our military. At Semper, we value veterans and your sacrifice to our country, so we want you to understand the loan options available to you. As...

The First Steps: Preparing to purchase your first home.

Intimidated by the idea of purchasing your first home? Many first-time buyers are, but here are some ways to be prepared: Managing your credit score Monitoring your credit is easier than ever these days. Sites...

What is the best way to spend my stimulus check?

According to the Treasury Department, nearly 120 million Americans have received their stimulus checks from the IRS in an effort from the government to stimulate the struggling U.S. economy. Even more have filed or will...

Keeping Your Credit Healthy

As the COVID-19 outbreak sweeps the globe and headlines in the media, it has become clear that this is not just a physical health virus, but also can cause financial hardships within the home. We...

COVID-19 Resource Hub

At Semper, we are committed to continue to provide unparalleled service to our customers as we always have, throughout the COVID-19 crisis. The safety of our staff and customers remain our top priority, so we...

Will FICO 10 Impact Your Credit Score?

With the introduction of the “FICO Score 10”, some may see their FICO score increase by 20+ points, while others could see theirs drop 20+ points from where they expected it to be. According to...

Loan Limits Be-Gone: What’s New in 2020 for Veterans

The Blue Water Navy Vietnam Veterans Act of 2019 will become effective as of January 1, 2020. What does this mean for Veterans looking to purchase a home?  The new legislation was implemented to aid...

Who Can Qualify for a VA Loan?

A VA loan is a mortgage option for all Veterans, Active Military, Service Members, Reserve Members, and select Military Spouses. Semper Home Loans has successfully completed thousands of VA loans. The VA Home loan was...