Blog Tricks and Tips New Home

5 Tips to make moving in to your new home easier

Over the years we’ve helped many home owners get into their new homes faster and easier. We’ve learned some tips and tricks along the way for helping home buyers start out on the right foot...

Self employed? How to improve your approval odds

5 Tips for self-employed home buyers

It can definitely pay to be the boss. For many out there, being self-employed has some serious perks. You can set your own hours, open the door to unlimited income potential, and follow your passion....

What is a Purchase and Sales Agreement?

Purchase and Sales Agreement

Buyers and Sellers sign a Purchase and Sales Agreement, or P&S, after an offer has been accepted on a home and a mutual agreement has been reached. A P&S includes the final sale price as well as the...

Car and House

Secrets to buying a home in a hurry

Many people think buying a home is a long and drawn out process. Really though, if done right, home buying could take as little as 30-60 days. Check out our secrets on buying a home...

10 Most Common Mortgage Questions

Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get.   1. How can I get a good rate? Our originators will try our...

home buyer consultation

Important questions during a home buyer consultation

A lot of people are unsure about the home buying process because they don’t know what to expect. That’s where we come in, we’ll walk you through each step of the home-buying process. To start...

Fix your Credit!

Clean up your credit in 2018

Why it’s important to clean up your credit Bad credit can be a major hassle. If you’re thinking of buying a home, you’re probably going to need to take out a loan for at least...

First time home buyers – Semper Home Loans

First Time Home Buyer Mistakes

First time home buyers make up a surprising percent of the market, in fact, this year first time home buyers made up about 34% of residential real estate sales this year. That’s a lot of...