Semper Home Loans smaller home blog

Smaller Houses May Be Happier Nests for Many Homebuyers

First-time homebuyers, those who are looking to “move up,” and longtime property owners thinking about downsizing have varying needs but, in some ways, they are birds of a feather. All face the daunting task of...

New Revelations About Millennial Home Buyers

Millennials have overtaken Gen-xers and Baby Boomers as the largest group of first time homebuyers in the U.S., representing 42% of all home purchases in 2016. A recent report on consumer housing trends by Zillow...

3 Ways Your Mortgage Can Help You Save on Your Income Taxes

As we reconcile our income taxes this season, we’re always looking at new programs and incentives to reduce our state and federal income taxes. In fact, Americans claimed $1.2 trillion worth of itemized tax deductions...