7 factors to consider when deciding where to live

Affordability: One of the most important factors to consider when deciding on a location is affordability. Living comfortably within your means should be a primary concern. Affordability extends well beyond the sale price of the...

Market Update 8/17/20

Last week the FHFA (Federal Housing Finance Agency) announced it will be implementing a new fee on refinances sold to Fannie Mae and Freddie Mac after September 1st. This fee adds 0.5% of the loan...

Market Update 8/12/2020

There’s no doubt that the current state of the housing market and economy is being driven by the spread of Covid-19. While the market remains extremely volatile, mortgage rates are continuing to hit historic lows....

5 Easy Ways to Stage Your Home on a Budget

Staging your home to sell is an important part of preparing your home for the market. But springing for a professional stager may be out of your budget, especially if you’re upgrading to a more...

Top 10 Questions To Ask When Buying Home Insurance

While there’s nothing wrong with having only basic coverage on your homeowners insurance, it likely won’t fully cover the cost of rebuilding damaged parts your home or replacing the things you lost.

5 Factors that Affect Property Value

Most curious homeowners have consulted Zillow at some point or another to estimate their current property value. While those estimates may not always be very accurate, it does beg the question-what affects a home’s property...

Selling Your Home During COVID-19

Selling your home can be a stressful process, and COVID-19 presents a whole new set of challenges to sellers in 2020. But utilizing technology to your advantage and having a savvy realtor can help your...

How COVID-19 Might Affect Homeowners Insurance

Home insurance protects your home and personal belongings in case they get damaged or lost during specific natural disasters or burglary. It also covers the policy holder’s additional living expenses, as well as medical payments...

Staycation: Vacationing A Little Closer to Home

As states across the country begin to lift their travel restrictions and businesses slowly reopen, restless Americans are looking for opportunities to finally leave their homes. For many, travel plans were cancelled weeks or months...

VA Loans: What you need to know

Happy Memorial Day! This weekend is all about honoring our military. At Semper, we value veterans and your sacrifice to our country, so we want you to understand the loan options available to you. As...