Clean up your credit in 2018

Clean up your credit in 2018

Why it’s important to clean up your credit Bad credit can be a major hassle. If you’re thinking of buying a home, you’re probably going to need to take out a loan for at least...

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First Time Home Buyer Mistakes

First time home buyers make up a surprising percent of the market, in fact, this year first time home buyers made up about 34% of residential real estate sales this year. That’s a lot of...

Join Semper - Realtors

What You’ll Need to Apply For a Home Loan

Sometimes it’s hard to know where to start when considering buying a home. Applying and gathering the proper documents needed can seem a little daunting at first but we’re dedicated to making the process as...

First Down – Down Payment Assistance

Semper Home Loans is happy to partner with Rhode Island Housing to offer the First Down program. This program eases down payment burdens for Rhode Islanders by providing up to $7,500 in down payment assistance....

The loan of your dreams

An Honest Guide to FHA Loans

What is an FHA Loan? The FHA was created in 1934 as a reaction to the Great Depression, a time that saw foreclosures and defaults rise sharply. As a way to keep the housing market...

HALO, down payment assistance

Semper Introduces HALO

We are very excited to announce our new HALO program! Now, we’re not calling ourselves home loan guardian angels, but we certainly wouldn’t stop any of our customers from saying so. For the past few...

Quick Fixes to Help Your Home Beat Winter Weather

Between rain, wind, snow and ice, winter can be a tough on a home. And while unfortunately there’s nothing you can do about the weather, you can follow some simple steps to make this winter...

VA Home Loans

With Veterans Day just passed, it’s a great time to talk about home loans for veterans. As an approved lender, Semper will help you get pre-approved and guide you through the process of applying. Below...

Semper Home Loans smaller home blog

Smaller Houses May Be Happier Nests for Many Homebuyers

First-time homebuyers, those who are looking to “move up,” and longtime property owners thinking about downsizing have varying needs but, in some ways, they are birds of a feather. All face the daunting task of...