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Secrets to buying a home in a hurry

Many people think buying a home is a long and drawn out process. Really though, if done right, home buying could take as little as 30-60 days. Check out our secrets on buying a home in a hurry.

Why you might need speed up you closing time

  • • You are selling your current home and need to buy a new one
  • • You have outgrown or will soon out grown your current home
  • • Relocating to a new city
  • • You’re trying to take advantage of a hot market
  • • You’re trying to beat an anticipated market change

There are many more reasons why you might want to speed up your closing and all are equally valid. You may just want to close quickly for no other reason than convenience. Check out the tips below to see how homebuying pros speed through the process.

Tips for buying a home in a hurry

Make a Plan

The first step to speeding up homebuying is to make a plan and stick to it as best you can. Think about what you’re looking for in a home including: location, size, and price range. Doing this will help you save time by looking only at houses you know will work for you and your situation.

Get everything together

Another great tip from those who cruise through closings is to get your documents together. To start, check out our post on what documents your lender will ask for and why during your pre-approval and home loan application. It’s also a good idea to download our Mortgage Application Document Checklist to make sure you have everything you need.

Get a pre-approval

Getting a pre-approval is a must-have in order to close quickly on your home. A pre-approval checks all of your documents and information and gives you a realistic picture of your financials. This helps you narrow down your price range and find a good loan option for you. Getting your pre-approval price range lets you save time by looking at homes only in your budget. Pre-approvals are also great bargaining tools when it comes to putting an offer on a home. With a pre-approval, sellers worry less about you offer falling through and your offers are taken more seriously.

Work with an experienced Realtor

Working with an experienced Realtor is another key tip in closing fast and easy. Realtors who know the ropes know what your pre-approval means and how to find a home that works with your situation. If you don’t have a Realtor, or aren’t sure if your current Realtor is as experienced as you’d like, don’t be afraid to talk to your lender. Lenders work with Realtors each and every day and will be able to suggest someone you can speak with. You can be confident anyone your lender suggests will be a pro when it comes to the ins and outs of homebuying.

Stay in touch

Lastly, we suggest you stay in touch! Your lender and Realtor will be sending you a lot of information and documents that you’ll need to stay on top of. By submitting docs, signing paperwork, and answering questions in a timely manner, you’ll ensure your closing avoids as many hurdles as possible.

How Semper works to get you home faster

At Semper, our close times are typically 28 days because we’ve streamlined the homebuying process. We do everything for your loan in-house so there’s no waiting, tracking things down, or information getting lost in translation. We also work tirelessly with our clients to find a program that suits them and their situation, no matter what it is.

We have faith that if you work with experienced professionals, utilize a streamlined process like Semper’s, and follow the steps above, you’ll be home before you know it!

Get in touch with us today if you have any questions about home buying or what else you can do to get home in a hurry. Or check out our branch finder.

Categories: Closing on a Home, First-time homebuyers

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