Blog Tricks and Tips New Home

5 Tips to make moving in to your new home easier

Over the years we’ve helped many home owners get into their new homes faster and easier. We’ve learned some tips and tricks along the way for helping home buyers start out on the right foot...

Car and House

Secrets to buying a home in a hurry

Many people think buying a home is a long and drawn out process. Really though, if done right, home buying could take as little as 30-60 days. Check out our secrets on buying a home...

10 Most Common Mortgage Questions

Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get.   1. How can I get a good rate? Our originators will try our...

home buyer consultation

Important questions during a home buyer consultation

A lot of people are unsure about the home buying process because they don’t know what to expect. That’s where we come in, we’ll walk you through each step of the home-buying process. To start...

First time home buyers – Semper Home Loans

First Time Home Buyer Mistakes

First time home buyers make up a surprising percent of the market, in fact, this year first time home buyers made up about 34% of residential real estate sales this year. That’s a lot of...

What you need to apply – Semper Home Loans

What You’ll Need to Apply For a Home Loan

Sometimes it’s hard to know where to start when considering buying a home. Applying and gathering the proper documents needed can seem a little daunting at first but we’re dedicated to making the process as...

Down payment assistance Semper Home Loans

First Down – Down Payment Assistance

Semper Home Loans is happy to partner with Rhode Island Housing to offer the First Down program. This program eases down payment burdens for Rhode Islanders by providing up to $7,500 in down payment assistance....

Loans – Semper Home Loans

An Honest Guide to FHA Loans

What is an FHA Loan? The FHA was created in 1934 as a reaction to the Great Depression, a time that saw foreclosures and defaults rise sharply. As a way to keep the housing market...

Halo loan program – Semper Home Loans

Semper HALO Down Payment Assistance

We are very excited to announce our new HALO program! Now, we’re not calling ourselves home loan guardian angels, but we certainly wouldn’t stop any of our customers from saying so. For the past few...