May 18, 2020
Intimidated by the idea of purchasing your first home? Many first-time buyers are, but here are some ways to be prepared: Managing your credit score Monitoring your credit is easier than ever these days. Sites...
May 16, 2019
Student loan debt is one of the top reasons Millennials struggle to purchase their first home. This debt affects whether you can move out of mom’s basement in your 20s or if you will be...
October 29, 2018
At Semper we talk to a lot of people about home buying. And sometimes, we hear some things that surprise us. There are a lot of myths floating around about home buying so it’s important...
September 17, 2018
Over the years we’ve helped many home owners get into their new homes faster and easier. We’ve learned some tips and tricks along the way for helping home buyers start out on the right foot...
August 6, 2018
Many people think buying a home is a long and drawn out process. Really though, if done right, home buying could take as little as 30-60 days. Check out our secrets on buying a home...
July 30, 2018
Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get. 1. How can I get a good rate? Our originators will try our...
July 12, 2018
A lot of people are unsure about the home buying process because they don’t know what to expect. That’s where we come in, we’ll walk you through each step of the home-buying process. To start...
January 2, 2018
First time home buyers make up a surprising percent of the market, in fact, this year first time home buyers made up about 34% of residential real estate sales this year. That’s a lot of...
December 18, 2017
Sometimes it’s hard to know where to start when considering buying a home. Applying and gathering the proper documents needed can seem a little daunting at first but we’re dedicated to making the process as...
December 6, 2017
Semper Home Loans is happy to partner with Rhode Island Housing to offer the First Down program. This program eases down payment burdens for Rhode Islanders by providing up to $7,500 in down payment assistance....
December 4, 2017
What is an FHA Loan? The FHA was created in 1934 as a reaction to the Great Depression, a time that saw foreclosures and defaults rise sharply. As a way to keep the housing market...
December 1, 2017
We are very excited to announce our new HALO program! Now, we’re not calling ourselves home loan guardian angels, but we certainly wouldn’t stop any of our customers from saying so. For the past few...
November 7, 2017
According to the National Association of Realtors, first time home buyers made up 35% of buyers in 2016. While that smaller number may surprise you, the other stats for first time home buyers may not....
September 26, 2017
First-time homebuyers, those who are looking to “move up,” and longtime property owners thinking about downsizing have varying needs but, in some ways, they are birds of a feather. All face the daunting task of...