Sam Andrews

In the nearly 20 years I have been licensed in the great State of Texas and Oklahoma, I have gained valuable experience and expertise. During this time, I've had the pleasure of assisting thousands of families with responsible and affordable home financing. I have had the opportunity to see and experience the ups and downs of markets over this span of time. I believe a key to my success has been effective communication. Whether working with a first-time homebuyer or a seasoned applicant, my initial focus is to listen to a client’s needs and desires. This allows me to understand what is going to best meet the needs of their specific situation. During my time as a Mortgage Banker I have strived to take the complex and make it simple. Setting realistic expectations, I keep clients well informed throughout the loan process ensuring a reliable, consistent service. I enjoy taking the time to answer all questions and am easily accessible, even after hours and weekends. My goal is to help clients achieve and maintain their dream of homeownership quickly, easily, and with no surprises. My business encompasses a full array of clients and price ranges. I am able to assist clients with Conventional/Conforming, FHA, VA, USDA, Construction, Down Payment Assistance and Jumbo. I must say that I receive much gratification in helping to educate the first-time homebuyer. I spend extra time going over all of the details, including tax benefits for owning a home, and ensure they are comfortable with their new home purchase and fully understand the mortgage transaction. Another group I really enjoy helping is our many veterans here in the Great State of Texas and our active duty military families; I consider it an honor. Whether you are looking to buy a new home, or simply wish to refinance your existing mortgage, I am ready, willing, and able to assist you every step of the way. I look forward to earning your trust, and your business!