We all know that rates have been low…in fact they’ve been at their lowest level for the last several years. And most of us have heard about the new regulations that the government has put in place to tighten-up home mortgage lending. Unfortunately, one unintended yet anticipated result is that these new rules and prohibitions have made it harder for consumers to find a loan that suits their specific needs. And that’s why we’ve created and trained a specialized team of what we like to call Semper’s “Loan Architects.” With fewer and fewer “cookie cutter” loan programs available, working with a Loan Architect gives you exclusive access to sound advice, time-tested guidance and product knowledge that is essential in making a wise, fiscally responsible decision.

Every Architect is fully licensed, bonded and regulated by State and Federal agencies. So come inside and breathe deep the fresh air of change…Semper Style. Lets Start Now...