Keeping Your Credit Healthy

As the COVID-19 outbreak sweeps the globe and headlines in the media, it has become clear that this is not just a physical health virus, but also can cause financial hardships within the home. We...

Will FICO 10 Impact Your Credit Score?

With the introduction of the “FICO Score 10”, some may see their FICO score increase by 20+ points, while others could see theirs drop 20+ points from where they expected it to be. According to...

3 Most Common Home Buying Myths

At Semper we talk to a lot of people about home buying. And sometimes, we hear some things that surprise us. There are a lot of myths floating around about home buying so it’s important...

Fix your Credit!

Tips on Cleaning Up Your Credit

Why it’s important to clean up your credit Bad credit can be a major hassle. If you’re thinking of buying a home, you’re probably going to need to take out a loan for at least...