February 6, 2020
With the introduction of the “FICO Score 10”, some may see their FICO score increase by 20+ points, while others could see theirs drop 20+ points from where they expected it to be. According to...
October 29, 2018
At Semper we talk to a lot of people about home buying. And sometimes, we hear some things that surprise us. There are a lot of myths floating around about home buying so it’s important...
January 10, 2018
Why it’s important to clean up your credit Bad credit can be a major hassle. If you’re thinking of buying a home, you’re probably going to need to take out a loan for at least...