Semper Celebrates Teachers

Teachers are the cornerstone of society and are often underrated, under paid and under-appreciated. Teachers are forming the doctors, scientists, writers, and business owners of tomorrow. From kindergarten through high school, we all remember the...

Loans – Semper Home Loans

An Honest Guide to FHA Loans

What is an FHA Loan? The FHA was created in 1934 as a reaction to the Great Depression, a time that saw foreclosures and defaults rise sharply. As a way to keep the housing market...