life after rihousing

Life after the $17,500 down payment assistance program.

On January 26th 2023, RI realtors Published this article and introduced the realtor world to Rhode Island’s down payment assistance program that would create a whole new wave of home buyers.. It couldn’t get any...

3 Most Common Home Buying Myths

At Semper we talk to a lot of people about home buying. And sometimes, we hear some things that surprise us. There are a lot of myths floating around about home buying so it’s important...

Down payment assistance Semper Home Loans

First Down – Down Payment Assistance

Semper Home Loans is happy to partner with Rhode Island Housing to offer the First Down program. This program eases down payment burdens for Rhode Islanders by providing up to $7,500 in down payment assistance....

Loans – Semper Home Loans

An Honest Guide to FHA Loans

What is an FHA Loan? The FHA was created in 1934 as a reaction to the Great Depression, a time that saw foreclosures and defaults rise sharply. As a way to keep the housing market...

Halo loan program – Semper Home Loans

Semper HALO Down Payment Assistance

We are very excited to announce our new HALO program! Now, we’re not calling ourselves home loan guardian angels, but we certainly wouldn’t stop any of our customers from saying so. For the past few...

People pointing at house

VA Home Loans

As an approved lender, Semper will help you get pre-approved and guide you through the process of applying. Below is everything you need to know about eligibility and document requirements. Check it our before you...