10 Most Common Mortgage Questions

Ready to buy a home but have some questions first? Check out below for the most common mortgage questions we get.   1. How can I get a good rate? Our originators will try our...

What you need to apply – Semper Home Loans

What You’ll Need to Apply For a Home Loan

Sometimes it’s hard to know where to start when considering buying a home. Applying and gathering the proper documents needed can seem a little daunting at first but we’re dedicated to making the process as...

Down payment assistance Semper Home Loans

First Down – Down Payment Assistance

Semper Home Loans is happy to partner with Rhode Island Housing to offer the First Down program. This program eases down payment burdens for Rhode Islanders by providing up to $7,500 in down payment assistance....

Loans – Semper Home Loans

An Honest Guide to FHA Loans

What is an FHA Loan? The FHA was created in 1934 as a reaction to the Great Depression, a time that saw foreclosures and defaults rise sharply. As a way to keep the housing market...

Halo loan program – Semper Home Loans

Semper HALO Down Payment Assistance

We are very excited to announce our new HALO program! Now, we’re not calling ourselves home loan guardian angels, but we certainly wouldn’t stop any of our customers from saying so. For the past few...

People pointing at house

VA Home Loans

As an approved lender, Semper will help you get pre-approved and guide you through the process of applying. Below is everything you need to know about eligibility and document requirements. Check it our before you...